Holidays are fun but it means getting overboard when it comes to your budget. And unless you are a money guru managing your finances during this time of the year is something that everyone have to work out.
The Christmas Bonus is not for spending. It must go directly to the rainy day savings. Exert effort on how to earn money that will be spent for Christmas.
1. If you love baking, sell brownies and cakes/cupcakes during the holidays. This is a good business idea for those who have the baking skills.
2. Offer services like holiday shopping for individuals who have money to spend but no time to spare. Service rate? Your basis should be on how far the store is and the length of time you will spend for the shopping.
3. For business minded people, retailer or wholesaler business is just right for you. A kiosk on malls selling goods that are best for gift giving is the best deal.You can start scouting for available lease as early as now, October.
4. This is something that once a trend among kids and will always be for every new generation of kids to come: personalized items. And since almost all kids in town will have their Christmas money to spend, set up a both selling personalized item on malls and markets. You can even go as far as offering this to companies who provides company favors annually.
5. Additional job. Of course this is a little bit time consuming but getting another job so that you will survive the Holiday financially fit is worth it. Try online jobs so that you can work at your own pace and time.
There are lots of other opportunities were you can start moneymaking. Just look for gaps that you can fill in. Who knows this can be not just your Holiday moneymaker but your goldmine as well.
Tips on How to Earn Holiday Money
A Value for Your Peso
As a college student who lived in my monthly allowance of less than a three-thousand (< P 3,000.00) pesos a month, I have learned to stretch my monthly allowance and imposed discipline to my shopper self. I scouted different shopping places where I can have more value for my peso than that so convenient 24-hour store nearby.
As a student, I've found bookstores who offers second hand books or even brand new books for cheaper prices. I was also able to look for income generators that can supply my Christmas-shopping money for the holiday season.
What I did not learn however is to take a portion of whatever I had for a lifetime savings. 
As a working woman, I find it harder to spend less knowing that I am spending my own money. But as I reached my late twenty's, I've learned control and money management. Although I am not million dollar richer since I started earning for myself, I was able to save some for the rainy days. And I am going to blog here ways that might help students and career people like me to cope up with daily living cost.
This blog is all about stretching your peso and dollar. A contribution to frugal and cheapskate individuals without over stretching the money and ignoring quality.
This blog is for you.
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